Shopping for Illinois Workers Compensation Insurance?
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Protect your employees with Illinois Workers Compensation Insurance
Workers compensation insurance can pay for medical care and physical rehabilitation of employees injured at work and can help to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
How does workers’ compensation insurance work?
Every state has its own unique workers’ compensation laws that employers must follow. These regulations help ensure that employers provide coverage for the cost of work-related injuries or occupational diseases, regardless of employee negligence.
An employee can only receive benefits if their injury or illness relates to their job duties or employment. Workers’ comp insurance could cover injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.
If an employee isn’t acting within the scope of their employment and becomes injured, such as playing a game with friends on a day off, workers’ compensation insurance won’t cover them.
Who needs workers’ compensation insurance?
If you don’t purchase workers’ compensation insurance coverage, you place your business at high financial risk. Not only can you face a lawsuit for workplace injuries, but you’ll likely be fined for breaking the law.Workers’ compensation insurance is required by law in almost every state. Some worker exemptions exist, so you’ll want to check with your state to find out if coverage is mandatory for your business.
Keep in mind, workers’ compensation insurance protects not only your employees, but your small business too. For example, if your insurance is compliant with state law, an employee who receives benefits can’t sue you for their injuries or lost wages.
They can, however, sue you for things that aren’t covered under the workers’ comp portion of your policy. Employer’s liability insurance is also included in your policy to pay for court costs and legal fees if you’re involved in such a lawsuit.
We can help your business find complete solutions to your unique Workers Compensation Insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line. Coverage for office workers using their own vehicles on company business is often needed. If you have employees, it is critical that you consider workers compensation insurance coverage.
We also offer other business insurance products such as: general liability insurance, commercial property insurance, business personal property insurance, commercial auto insurance, inland marine insurance and more.
Greene Insurance Group – Illinois Insurance Agency
Since 1962, our family has pledged to protect families and businesses through personal insurance and business insurance products. Greene Insurance Group represents dozens of top-rated insurance companies providing our agents an advantage over other insurance agents. The insurance professionals at Greene Insurance will work hard to find you the best coverage for the best prices and we’ll save you time and money! No need to call around for insurance quotes, we’ll do the work for you!
Illinois Independent Insurance Agent
Greene Insurance is an Illinois Independent Insurance Agent offering personal insurance and business insurance products.
As an Illinois Independent Insurance Agent, Greene Insurance Group offers insurance from dozens of top-rated insurance companies.
Save time shopping for insurance and trust the insurance professionals at Greene Insurance. Our licensed insurance professionals will help you find the best coverage at the best rates.
Family-Owned Insurance Agency serving Illinois Communities of:
Greene Insurance Group serves all of Illinois including the communities of: Naperville, Oswego, Aurora, Plainfield, Shorewood, Yorkville, Plano, Sugar Grove, Geneva, Batavia, St. Charles, Bartlett, Roselle, Schaumburg, Hoffman Estates, Barrington, South Barrington, Inverness, Palatine, Algonquin, Lake in the Hills, Buffalo Grove, Prospect Heights, Long Grove, Wheeling, Lincolnshire, Lincolnshire, Vernon Hills, Mundelein, Lake Forest, Lake Bluff, Highland Park, Deerfield, Winnetka, Kenilworth, Wilmette, Skokie, Lincolnwood, Downers Grove, Lombard, Darien, Oak Brook, Oak Brook Terrace, Elmhurst, Glen Ellyn, Wheaton, Winfield, Warrenville, Western Springs, Clarendon Hills, Hinsdale, La Grange, Burr Ridge, Willowbrook, and surrounding areas.