Illinois Commercial Property Insurance

As one of the most common types of business insurance, commercial property insurance provides a wide range of property coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or man made disasters are examples of what is typically covered.

A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, Greene Insurance can help you determine the type of insurance policy and range of coverage that is best for your business. For a full list of coverage available, or to learn more about this product, contact us today.

Call (630) 243-5500 or (888) 958-5622 for Insurance Quotes

What you need to know about commercial property insurance in Illinois

Commercial Building Insurance

Do you own a commercial building? If so, do you have enough commercial property insurance to cover replacement costs? Although cost estimators are available, we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building.

Flood Insurance

Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask Greene Insurance Group to review your coverage, and we’ll help you find the best solution.

Business Personal Property

Business personal property insurance covers property at a specified location for furniture, fixtures, equipment and inventory. Be aware that most commercial property policies have very limited coverage for property taken off the specified location. If you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater).

Business Income (Business Interruption Coverage)

This coverage reimburses a business owner for lost profits and fixed expenses during the time that a business is closed. It applies while the premises are being restored because of damage from an event, such as a fire. Business income insurance may also cover financial losses that occur if civil authorities limit customer access to your neighborhood or business after a disaster. Greene Insurance Group strongly recommends that all businesses acquire this coverage.

Electronic Data Processing

This coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks.

Naperville Illinois Insurance

Family – Owned Illinois Insurance Agency

Since 1962, our family has pledged to protect families and businesses through personal insurance and business insurance products.  Greene Insurance of Illinois represents dozens of top-rated insurance companies providing our agents an advantage over other insurance agents. The insurance professionals at Greene Insurance will work hard to find you the best coverage for the best prices and we’ll save you time and money!  No need to call around for insurance quotes, we’ll do the work for you!

Illinois Independent Insurance Agent - Greene Insurance

Illinois Independent Insurance Agent

Greene Insurance Group is an Illinois Independent Insurance Agent offering personal insurance and business insurance products.

As an Illinois Independent Insurance Agent, Greene Insurance Group offers insurance from dozens of top-rated insurance companies.

Save time shopping for insurance and trust the insurance professionals at Greene Insurance.  Our licensed insurance professionals will help you find the best coverage at the best rates.

Family-Owned Insurance Agency serving Illinois Communities of:

Greene Insurance Group serves all of Illinois including the communities of: NapervilleOswegoAurora, Plainfield, Shorewood, Yorkville, Plano, Sugar Grove, Geneva, Batavia, St. Charles, Bartlett, Roselle, Schaumburg, Hoffman Estates, Barrington, South Barrington, Inverness, Palatine, Algonquin, Lake in the Hills, Buffalo Grove, Prospect Heights, Long Grove, Wheeling, Lincolnshire, Lincolnshire, Vernon Hills, Mundelein, Lake Forest, Lake Bluff, Highland Park, Deerfield, Winnetka, Kenilworth, Wilmette, Skokie, Lincolnwood, Downers Grove, Lombard, Darien, Oak Brook, Oak Brook Terrace, Elmhurst, Glen Ellyn, Wheaton, Winfield, Warrenville, Western Springs, Clarendon Hills, Hinsdale, La Grange, Burr Ridge, Willowbrook, and surrounding areas.