Illinois Auto Insurance
The right Illinois Auto Insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your auto insurance policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you.
Let us save you more. Bundle your Illinois Home Insurance and save even more!
State Minimum Illinois Auto Insurance Requirements
In Illinois you must carry the following auto insurance limits:
Liability coverage – pays for losses or injuries you cause others
- Minimum $25,000 bodily injury per person and $50,000 bodily injury per accident
- Property Damage – $20,000 minimum property damage
We insure automobiles all over Chicagoland and we would be happy to quote your Illinois Car Insurance today.
Collision Insurance Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision) Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.
Every situation is unique – talk to us today to find out how to get the best price and value on auto insurance for you.
Greene Insurance Group: Call for a quote today at 630-243-5500.